Industry Trends
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The Chinese government will vigorously promote the construction of a credit system for rural enterprises
Recently, Chinese government agencies have supported local governments and financial institutions to build a public credit information data platform related to agriculture, improve the multi-party collection and classification of credit information data protection mechanism, and strengthen the ef...Read more -
Definition and characteristics of bank credit
Bank credit refers to the provision of credit by banks and various financial institutions to all sectors of society in the form of money or their own reputation, the specific manifestations of which include issuing loans or guarantees to enterprises, issuing letters of credit and so on. To put it...Read more -
Establish a credit information system covering the whole society
Adhere to the “government + market” two-wheel drive credit investigation development The People’s Bank of China adheres to the “government + market” dual-wheel drive development model, and gradually builds a development pattern of financial credit information basic d...Read more -
Summary of dynamic development of China’s credit economy in 2022
1, enterprise credit investigation supervision | The one-year anniversary of the implementation of the “new regulations” on credit investigation, the supervision of “cutting direct connection” and lending assistance has attracted a lot of attention As a central bank depart...Read more -
The license of Chinese enterprise credit investigation market
The problem of license is the biggest pain point in the credit investigation market of Chinese enterprises. Credit market chaos, the “right road” is not smooth is one of the important reasons, and this license shortage is a major factor. Licences are the grip of regulation and should ...Read more -
How does the regulator manage the enterprise credit information market?
The financial industry supervision part puts forward several aspects such as “institutional supervision, behavioral supervision and functional supervision”, which are also applicable to the enterprise credit information market. In addition to the general contents such as institutional...Read more -
What is the status quo of enterprise credit investigation under the international trade market?
The market is a big stage for commodity trading. The market exists to meet customer requirements, and the market develops due to the existence of a healthy competitive atmosphere. Public or private is not the primary feature of a market. The most important trading objects in the business credit r...Read more -
The use of the data of the business credit information center
Whether credit transaction data collected by the central bank’s credit information center can be used by institutions outside the “ecosystem” has been a subject of great debate. In the credit industry, can credit institutions that have not submitted data to the credit informatio...Read more -
How does the credit information center correctly provide data for business credit information service agencies
As the credit information service sub-market is a relatively open market, the entry threshold should not be very high, there will be more participants, because the non-profit institutions such as the credit information center of the People’s Bank of China to provide data support may not be ...Read more -
Does the business credit management agency label the enterprise information as “risk” constitute reputation infringement?
1. The services of enterprise credit bureaus are of a public nature Business credit service agencies collect publicly available corporate information. On the one hand, they do not use technologies such as providing mirror images that are explicitly prohibited by public websites, which does not vi...Read more -
What is credit management | business credit management
Credit management, in order to fully and effectively internal control and external treatment of enterprises, to ensure that enterprises sell as many products as possible, have a good market share at the same time, to ensure the safety of enterprises. In the market economy, risk and income are usu...Read more -
The importance of business credit reporting to the business credit environment
Commercial credit refers to the process of commodity transactions between enterprises, which usually provide credit in the form of credit sales and advance payments. Specific performance: consignment, advance deposit, installment payment, deferred payment and so on. In a broad sense, in addition ...Read more